Updated for 2026

Your Guide to Understanding Cryptocurrency in 2026

From Bitcoin basics to DeFi strategies — everything you need to navigate the crypto landscape with confidence. Free guides, interactive tools, and expert insights.

10 In-Depth Guides
50+ Glossary Terms
2 Interactive Tools
3 Comparison Tables
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Beginner Guides

New to crypto? Start here. Plain-English explanations of the fundamentals you need to know.

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Intermediate Guides

Ready to go deeper? Explore DeFi, staking, ETFs, and the future of blockchain technology.

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Crypto Calculators

Plan your investments with our free crypto tools. See projected growth and simulate dollar cost averaging.

Crypto Investment Calculator

Project the future value of a lump-sum crypto investment based on your expected annual return.

Dollar Cost Averaging Calculator

Simulate investing a fixed amount monthly. See how DCA smooths out volatility over time.

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Comparison Tables

Side-by-side breakdowns to help you make informed decisions.

FeatureBitcoin (BTC)Ethereum (ETH)
Created2009 by Satoshi Nakamoto2015 by Vitalik Buterin
Primary PurposeDigital store of value / currencyProgrammable blockchain / smart contracts
ConsensusProof of Work (mining)Proof of Stake (staking)
Max Supply21 million BTC (fixed)No hard cap (deflationary post-Merge)
Transaction Speed~10 min per block~12 sec per block
Smart ContractsLimited (via Layer 2)Native support (Solidity)
Staking AvailableNo (PoW)Yes (~2-3% APY)
Spot ETF (US)Approved Jan 2024Approved May 2024
DeFi EcosystemMinimal (growing via L2)Largest DeFi ecosystem
Energy UsageHigh (PoW mining)Low (99.95% reduction post-Merge)
Layer 2 SolutionsLightning NetworkArbitrum, Optimism, Base, zkSync
Best ForLong-term store of valueDApps, DeFi, NFTs, programmability
ExchangeTrading FeesCryptosStakingSecurityBest For
Coinbase0% – 5%200+YesHigh (public, insured)Beginners
Kraken0% – 1%500+YesHigh (no major breaches)Advanced traders
Gemini0% – 3.49%100+YesVery High (SOC 2)Security-focused
Crypto.com0% – 0.075%350+YesHighCRO rewards
Binance0.01% – 0.10%400+YesModerateLow fees, variety
Uphold2% – 5.5%250+Yes (24 coins)HighMulti-asset trading
Robinhood0% (spread-based)20+NoHigh (SIPC insured)Stock + crypto
Fidelity Crypto1% spread3NoVery HighExisting Fidelity users
Bitstamp0% – 0.30%80+YesHigh (95% cold)European traders
OKX0.02% – 0.05%350+YesModerateAdvanced DeFi
FeatureHot WalletsCold Wallets
ConnectionAlways onlineOffline / air-gapped
ExamplesMetaMask, Trust Wallet, Coinbase WalletLedger Nano X, Trezor Model T
Security LevelModerate (vulnerable to hacks)Very High (immune to remote attacks)
ConvenienceVery convenient, instant accessLess convenient, requires device
CostFree$60 – $250+
Best ForDaily transactions, DeFi, small amountsLong-term storage, large holdings
Private Key StorageOn device / browserOn hardware device
DeFi CompatibilityFull DeFi accessLimited (requires connection)
Backup MethodSeed phraseSeed phrase + device
Risk of LossMalware, phishing, device theftPhysical loss/damage of device
Recommended AmountUnder $1,000 in cryptoOver $1,000 in crypto
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Crypto Glossary

Over 50 essential crypto terms explained in plain English.

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Frequently Asked Questions

Answers to the most common questions about cryptocurrency.

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⚠️ Important Risk Disclaimer

Cryptocurrency investments carry significant risks. The information on CryptoLearn is for educational purposes only and should not be considered financial, investment, or legal advice. Always do your own research (DYOR) before making any investment decisions.

  • Cryptocurrency prices are extremely volatile. You can lose some or all of your investment. Bitcoin has historically experienced drawdowns exceeding 50%.
  • Past performance does not guarantee future results. Projected returns in our calculators are hypothetical and not promises of actual performance.
  • Regulatory environments vary by jurisdiction and are subject to change. What is legal in one country may be restricted in another.
  • DeFi protocols carry smart contract risk. Code vulnerabilities can lead to total loss of funds deposited in protocols.
  • Staking involves lockup periods and potential slashing penalties. Staked assets may lose value during the lockup period.
  • Exchange accounts can be hacked. Never store more cryptocurrency on an exchange than you can afford to lose. Use hardware wallets for significant holdings.
  • Scams are prevalent in the crypto space. Be wary of projects promising guaranteed returns, unsolicited investment offers, or pressure to act quickly.
  • Tax obligations apply to cryptocurrency transactions in most jurisdictions. Consult a tax professional regarding your specific situation.
  • Never invest money you cannot afford to lose. Only allocate funds to crypto that you would be comfortable losing entirely.

CryptoLearn is not a registered investment advisor, broker-dealer, or financial planner. We do not provide personalized investment advice. Content is provided "as is" without warranty. Use this information at your own risk.

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